The Korea Housing Finance Corporation posted 582.6 billion won in mortgage loan sales during January, up 29.1 percent from the previous month’s 451.2 billion won. The January sales figure is the second highest after a record 686.4 billion won in March 2005.
Such a sharp increase in mortgage loan sales last month was attributed to surging demands for mortgage loans prior to the 0.25 percentage point raise of loan interest rates and real home consumers’ preference for long-term fixed rate mortgage loans over fluctuating commercial rate loans, KHFC analyzed.
By financial company, Hana Bank posted the highest sales record of 231.6 billion won (39.8 percent), followed by Kookmin Bank (112.6 billion won, 19.3 percent), Woori Bank (47.7 billion won, 8.2 percent), Nonghyup (36.6 billion won, 6.3 percent), SC First Bank (36.2 billion won, 6.2 percent) and Samsung Life Insurance Co. (25.6 billion won, 4.4 percent).
Particularly, the mortgage loans that offer prime rate to lower income loaners -- specifically households whose annual income is less than 20 million won -- have sold as much as 68.7 billion won since August 27 2007 when the product’s sale was resumed.
[Sun-young Park / KHS]
[ⓒ Maeil Business Newspaper & mk.co.kr, All rights reserved]
Such a sharp increase in mortgage loan sales last month was attributed to surging demands for mortgage loans prior to the 0.25 percentage point raise of loan interest rates and real home consumers’ preference for long-term fixed rate mortgage loans over fluctuating commercial rate loans, KHFC analyzed.
By financial company, Hana Bank posted the highest sales record of 231.6 billion won (39.8 percent), followed by Kookmin Bank (112.6 billion won, 19.3 percent), Woori Bank (47.7 billion won, 8.2 percent), Nonghyup (36.6 billion won, 6.3 percent), SC First Bank (36.2 billion won, 6.2 percent) and Samsung Life Insurance Co. (25.6 billion won, 4.4 percent).
Particularly, the mortgage loans that offer prime rate to lower income loaners -- specifically households whose annual income is less than 20 million won -- have sold as much as 68.7 billion won since August 27 2007 when the product’s sale was resumed.
[Sun-young Park / KHS]
[ⓒ Maeil Business Newspaper & mk.co.kr, All rights reserved]
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